Professional tax software with bank products — and the back office behind it

Bank products, explained

Get paid from the refund — done right

Bank products (refund transfers) let your client pay your preparation fee out of their refund instead of up front. For a new preparer that is the difference between a client who says yes today and one who "comes back next week." Every Tax Wealth Lab package has bank products enabled, and Built to Grow and Built to Scale partners get the bank registration handled with them.

What we will not do is bury bank-product fees in the fine print. Every fee is stated up front, in writing, because you can't build wealth on surprises. What bank products are and whether you should offer them.

The roadmap

21 steps. One roadmap.

Every item below is something most preparers learn the hard way — after the fine, after the lost season, after the client walks away. Lab members get the entire roadmap on day one.

Set It Up

• Choose the right tax software for your business
• Apply for your PTIN, EIN, IRS e-Services account, and EFIN
• Determine the right business structure, office location, and business model for your goals
• Select a business name and create a professional brand and logo
• Register your business with the state and form your LLC or other entity
• Apply for required business licenses and permits
• Open a business bank account
• Apply for Minority-Owned and Women-Owned Business certifications
• Obtain the appropriate business insurance

Protect It

• Understand IRS security standards
• Develop a Written Information Security Plan (WISP)
• Review the IRS Tax Security Checklist and protect client information
• Understand due diligence requirements and proper documentation
• Learn the ethical standards outlined in IRS Circular 230

Run It

• Create office policies, review processes, and compliance systems
• Organize your tax office — equipment, supplies, setup
• Select the right education and training for you and your team
• Recruit, train, and support your team members

Grow It

• Market your tax business online and in your local community
• Properly open and operate your tax office
• Add year-round services — tax strategy, planning, and resolution

This is about more than preparing tax returns. It is about building a professional tax business with the right structure, compliance, strategy, systems, and support behind it.

Software and support questions

What tax software is included?

Tax Wealth Lab provides access to TaxSlayer and OLT professional tax software to prepare and electronically file both individual and business tax returns.

Are bank products included?

Yes. Bank products (refund transfers) are enabled at every package level, so your clients can pay your fee from their refund and you are not chasing payments.

Are there any hidden or per-return fees?

No hidden fees. Our pricing is transparent, so you know what is included before you enroll.

What does "every return reviewed" actually mean?

Before any return you prepare goes to the IRS, a former Big 4 auditor opens it, checks it against our review standards, and clears it or sends it back with notes. Reviews are completed within 24 to 36 hours throughout tax season.

What training and support will I receive?

You will receive weekly live training that goes beyond tax law. We cover operations, systems, compliance, marketing tools, pricing, client growth, and the business strategies that help you make money, keep more of it, and build a firm that lasts.